利宝“海外旅行”意外伤害保险计划保障利益

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利宝“海外旅行”意外伤害保险计划

利宝“海外旅行”意外伤害保险计划保障利益

保障范围Benefit Schedule		保障金额(单位：元)Maximum Limit (RMB: yuan)
保障范围Benefit Schedule		实惠型Plan1	舒适型Plan2	豪华型Plan3	尊崇型Plan4
1	意外身故、残疾及三度烧伤 Accidental Death, Disablement & Burns	100,000	350,000	500,000	700,000
2	海外急诊、医疗、住院或牙科费用 Oversea Emergency Medical、Hospital or Dental Expenses	300,000	350,000	500,000	700,000
3	住院津贴(累计住院以20天为限)Hospital cash benefit(limited to 20 days)	-	100/天	150/天	200/天
4	医院陪伴费用(以5天为限) Accompany hospitalized dependent children in hospital(limited to 5 days)	-	600/天	600/天	600/天
5	海外紧急医疗转运和送返 Medical Evacuations & Repatriation	300,000	500,000	1,000,000	无限额
	(1) 遗体送返费 Repatriation of remains	80,000	100,000	100,000	100,000
	(2) 国外丧葬费用 Local funeral expenses	15,000	15,000	15,000	15,000
	(3) 送返未成年子女 Return of unattended children	-	单程经济舱机票One-way economy class airfare
	(4) 送返随行人员 Return of travel companion	-	单程经济舱机票One-way economy class airfare
	(5) 附加医疗救助服务 Additional Medical Assistance Services	包含 Included
	(6) 慰问探访 Compassionate visit overseas	-	单程经济舱机票One-way economy class airfare
6	行李延误、丢失、损坏或被盗 Baggage Loss or Damage	-	5,000	7,500	15,000
	(1) 贵重物品赔付限额 Valuables inner limit	-	2,000	2,000	2,000
	(2) 单件物品赔付限额 Single article limit	-	1,500	1,500	1,500
	(3) 行李延误 Baggage Delay	-	1,000	1,000	1,000
7	旅行延误 Travel Delay (每4小时延误赔偿250元; RMB250 for every 4 hours of delay)	750	1,000	1,500	2,000
8	个人钱财被盗 Loss of personal money	-	1,000	1,500	1,500
9	旅行证件丢失 Loss of travel documents	-	3,000	5,000	10,000
10	旅程缩短Trip Curtailment	-	7,500	10,000	15,000
11	个人责任 Personal Liability	-	300,000	500,000	1,000,000
12	法律援助 Legal assistance	包含 Included
13	医疗费用担保 Direct billing with overseas hospitals	医疗费用保额 Equal to medical expense sum insured
14	24小时旅行咨询热线 24hrs Travel Advice hotline	包含 Included
15	24小时救援和礼宾热线服务 24 - Hour Hotline Advice and Concierge Services	包含 Included
16	户外运动娱乐 Outdoor Sports and Recreation	无 None	无 None	包含 Included	包含 Included

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